If you watch the advertising, it is hard to argue that the personal insurance market has changed over the past few years into more of a commodity. Over the years, this market has been dominated mostly by the direct writers. Today it is also common for people shop online. Often times, mistakes are made with missed coverages and appropriate insurance limits without the advice of an experienced agent. We also find that the larger independent agencies, who have access to more of the market, focus mostly on commercial lines and tend to treat personal lines as an afterthought. Gilbert Insurance Group has a long history of personal lines expertise and focus.
Different families have different insurance needs and those needs change over time. It is hard for one insurance company to accommodate all of those different and changing needs. Every company goes through cycles where they are more or less competitive over the course of time. Our agency has strategically developed a menu of companies to accommodate your various needs and life changes, while remaining competitive in pricing to service your personal lines for the long term.